Investment strategies

What remains of a gift once the joy of unwrapping it has passed? Toys often quickly end up in a corner, vouchers are forgotten and cash is rarely invested wisely. If you want to give your child, grandchild or another loved one a gift with real value, the gift of shares or ETFs can be a clever alternative. [...]

There is hardly anything better than giving something to your child - not only love, values and time, but also a financial cushion. Many parents are therefore concerned with the topic of gifts during their lifetime and ask themselves: When is the right time? What allowances apply? And what needs to be considered for tax [...]

A house is more than just a property - it is a piece of family history. Perhaps the first nursery was furnished there, perhaps birthdays were celebrated in the garden or the big questions of life were discussed on the terrace. For many parents, their home is therefore not just an asset, but a place full of memories that they [...]

You've probably heard the term DAX before - in the news, on Google or in conversation with friends. But what exactly does it mean? DAX stands for German Share Index and plays a central role in the world of finance. Sounds complicated? Don't worry - we'll explain everything to you in a [...]

When we think about our children's future, big dreams often come to mind: a driving license, their first home, a year abroad or studying without financial burdens. All of this costs money - and the earlier you start making provisions for your children, the more relaxed you can be about the future. Many parents [...]

You want to provide for your child - that's a wonderful and responsible decision. Many parents immediately think of property. A house or apartment seems like a safe bet, something "tangible" that you can leave to your children. The keyword usufruct is often mentioned. At first glance, the idea behind this [...]

Many people want their hard-earned assets to pass to their children in later life - without high taxes or disputes being a burden on their inheritance. If you tackle estate planning early on, you can ensure that your assets actually end up where they belong with a will or inheritance contract, a clear distribution and smart allowances. How to [...]